Please read these documents carefully. By using any ZeroBorder or MYIDverified platform, you agree to the terms outlined below.
Important Notice and Waiver of Liability
By accessing or using any part of the technologies, services, platforms, or software offered by ZeroBorder Self-Banking Centers, the CLARUS Money Project, MY IDENTITY Coin (MYID), MYIDverified, or any affiliated entities (collectively referred to as the "Platforms"), you acknowledge and agree to the following terms.
All assets, cryptocurrencies, tokens, data, or digital items associated with MYIDverified accounts are fully owned, controlled, and managed by the individual account holder. ZeroBorder, the CLARUS Money Project, MY IDENTITY Coin, MYIDverified and all affiliated companies, owners, partners, staff, agents, and associates (the "Released Parties") have no custody, access, or control over user assets, private keys, or credentials, unless users explicitly grant such access for the purpose of utilizing the built-in security recovery features of the technology, software, blockchain, or platform.
By signing up for a MYIDverified self-banking account, users expressly and explicitly approve the possibility of limited access solely for the purpose of recovering stolen, scammed, or lost assets or restoring account access, in accordance with the recovery protocols integrated into the system.
All technology, services, and platforms are made publicly available and are intended for personal, self-managed use. The Released Parties do not operate as custodians, brokers, banks, advisors, or fiduciaries. Users access and utilize the Platforms entirely at their own discretion and risk.
The Platforms and their underlying systems are entirely decentralized. There is no central authority, entity, or individual with ultimate control over the direction, governance, or operation of the project. The technology, blockchain, smart contracts, and platforms are open and autonomous. Users, contributors, account owners, developers, and community participants collectively determine the evolution, management, and use of the technologies and services.
The platforms, technology, software, blockchain, and services are designed to be publicly owned, controlled, managed, and supported. This structure represents a revolutionary disruption of traditional banking, enabling the system to evolve in real-time with its users and remain unstoppable in its mission to serve their best interests. It is the first and only infrastructure — technologically and structurally — that gives every individual on earth the ability to, in essence, be their own bank.
Accordingly, there is no centralized organization or governing body to hold legally liable for outcomes related to the use of the Platforms. All decisions, transactions, and interactions occur within a decentralized, permissionless environment in which users retain full control and responsibility.
The information and tools provided are for general informational and technological use only. Nothing offered through the Platforms constitutes legal, financial, tax, or investment advice. Users should consult their own qualified professionals before making any decisions or taking any action involving financial or legal matters.
The Platforms utilize decentralized, non-custodial architecture designed to be secure and virtually immune to hacks or unauthorized access. To date, there have been no known hacks, breaches, or security failures involving our systems. Despite this flawless security record and the theoretical impossibility of compromise due to the system's design, the Released Parties provide no warranties or guarantees against future incidents and accept no legal liability for any unauthorized access, asset loss, system vulnerabilities, or third-party exploitation now or in the future.
All users are fully and solely responsible for maintaining the security and privacy of their accounts, including passwords, seed phrases, private keys, and devices.
To the maximum extent allowed by law, the Released Parties shall not be liable for any direct, indirect, incidental, consequential, punitive, or special damages, including but not limited to loss of access, assets, profits, opportunity, or data resulting from the use or inability to use the Platforms or any services or technologies offered.
All services, software, and technologies are provided "as-is" and "as-available," without warranties of any kind, either express or implied. The Released Parties do not guarantee the availability, performance, security, or continued operation of the Platforms.
Users agree to indemnify and hold harmless the Released Parties from any claims, liabilities, losses, costs, or expenses (including attorney fees) arising from or related to their use or misuse of the Platforms, violation of these terms, or violation of the rights of any other person or entity.
Users are solely responsible for complying with all applicable laws, regulations, and requirements in their respective jurisdictions. The Platforms are designed for legal, ethical, and lawful use only. The Released Parties make no representations regarding the legality of the Platforms in any specific country or territory.
Nothing in the use of the Platforms creates any agency, partnership, joint venture, employment, or fiduciary relationship between users and the Released Parties. All users act independently and under their own authority.
The Released Parties reserve the right to modify, update, suspend, or discontinue any part of the Platforms or these disclaimers at any time without notice. Continued use constitutes acceptance of any changes.
This Disclaimer shall be governed by the laws of the jurisdiction in which the principal legal entity is registered or operating. Any disputes shall be resolved exclusively through binding arbitration or in courts of competent jurisdiction, as applicable, and venue shall lie in such jurisdiction.
By using the Platforms, you confirm that you have read, understood, and agreed to this Legal Disclaimer in full. You waive any claims against the Released Parties and accept full and sole responsibility for your use of all associated technologies, services, and platforms.
You further acknowledge and accept that the Platforms, technologies, software, blockchain, and services are designed to be publicly owned, managed, and operated in a decentralized and user-driven manner, without reliance on any central authority. By participating, you are joining a revolutionary financial and technological infrastructure that enables every individual to, in essence, be their own bank — free from traditional control, limitations, or interference.
Effective Date: April 15, 2025
By accessing or using any part of the ZeroBorder Self-Banking Centers, CLARUS Money Project, MY IDENTITY Coin (MYID), MYIDverified, or any affiliated technologies, websites, applications, or services (collectively, the "Platform"), you acknowledge and accept these Terms of Use, our Legal Disclaimer, and our Privacy Policy.
If you do not agree with these Terms, please do not use the Platform.
This is a decentralized, user-driven, and publicly managed system. There is no central authority, custodian, or controlling organization. Users, contributors, and the public community manage the direction, features, and governance of the technology.
The platforms, technology, software, blockchain, and services are designed to be publicly owned, controlled, managed, and supported. This structure represents a revolutionary disruption of traditional banking, enabling the system to evolve in real time with its users and remain unstoppable in its mission to serve their best interests. It is the first and only infrastructure — technologically and structurally — that gives every individual on earth the ability to, in essence, be their own bank.
You agree to:
By creating a MYIDverified account, you expressly authorize the use of built-in recovery features designed to assist in the identification and recovery of stolen, scammed, or lost assets, and to restore account access when necessary. These features may be triggered and executed without requiring separate or additional user approval, as part of the core security design and purpose of the MYIDverified system.
This recovery mechanism does not constitute custodianship, ownership, or ongoing control by any entity or party, and is strictly limited to the purpose of securing and restoring rightful user access and ownership.
All services and technologies are provided "as-is" and "as-available." We do not guarantee uninterrupted operation, security, compatibility, or the accuracy of information. Use of the Platform is at your own risk.
The names, branding, content, and proprietary technologies associated with ZeroBorder, ZeroBorder Self-Banking Centers, the CLARUS Money Project, MY IDENTITY Coin (MYID), and MYIDverified (excluding open-source protocols) are the intellectual property of ZeroBorder and its affiliated entities, projects, or contributors. You may not copy, reproduce, distribute, publish, reverse engineer, or misuse any protected content, designs, code, trademarks, or proprietary systems without prior written permission.
You may stop using the Platform at any time.
These Terms are governed by the laws of the jurisdiction in which the Platform's primary legal entity is registered. Disputes shall be resolved through binding arbitration or in courts of competent jurisdiction, at our sole discretion.
We may update these Terms from time to time. Continued use of the Platform after such changes means you accept the updated Terms.
Effective Date: April 15, 2025
ZeroBorder, the CLARUS Money Project, MY IDENTITY Coin (MYID), and MYIDverified are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your data. In line with this commitment, we comply with the General Data Protection Regulation (EU) 2016/679 ("GDPR"), which governs the collection, use, and processing of personal data of individuals in the European Union (EU) and European Economic Area (EEA).
The GDPR establishes strict standards for data protection and grants individuals enforceable rights over their personal information. We adopt these standards globally, applying GDPR principles to all users, regardless of location. This means that all personal data we process is handled lawfully, fairly, transparently, for specified purposes, and with safeguards that ensure accuracy, minimization, confidentiality, and accountability.
Under GDPR, you have the right to:
We also commit to notifying supervisory authorities within 72 hours of becoming aware of any personal data breach that could pose a risk to your rights and freedoms, and where required, informing affected users directly. Where international transfers of personal data are necessary, we ensure they are made only with appropriate safeguards in place, such as Standard Contractual Clauses (SCCs) or equivalent protections.
By incorporating GDPR principles into our global privacy practices, we demonstrate our commitment to the highest level of data security, transparency, and user rights protection.
Depending on how you interact with the Platform, we may collect:
We use data to:
We do not sell, rent, or commercialize your personal data.
We may integrate or rely on third-party tools (such as analytics or blockchain infrastructure). These providers may process anonymized or pseudonymous data under their own privacy and security obligations.
The Platform may use cookies or local storage tools to enhance user experience and functionality. You may adjust cookie preferences through your browser settings.
We implement best-practice cryptographic, decentralized, and non-custodial technologies to secure the Platform. However, no method of transmission or storage is perfectly secure, and use of the Platform is at your own risk.
Because this is a decentralized platform, users are responsible for their own account and access data. We cannot retrieve or reset your private keys or login credentials unless you utilize MYIDverified recovery features.
By using the Platform, you agree that your information may be processed, stored, and transferred across borders, including jurisdictions with differing levels of data protection.
We may revise this Privacy Policy at any time. Continued use of the Platform after any update constitutes your acceptance of the revised policy.
For privacy-related inquiries, you may contact us through the secure support channels available on the official Platform interface.
MYIDverified Security & Recovery Layer — Recovery Process Disclosure
In the event of a reported theft, scam, or unauthorized transaction, both the claimant (alleged victim) and the respondent (alleged perpetrator) acknowledge that their verified identity information — including but not limited to KYC/AML verification data and registered wallet addresses — may be disclosed to the opposing party and/or to relevant law enforcement or regulatory authorities as part of the recovery review process. By activating the MYIDverified Security & Recovery Layer, both parties consent to this disclosure as a condition of the recovery process.
All recovery requests are subject to review by the MYIDverified team. Following investigation, MYIDverified reserves the sole and absolute discretion to approve, partially approve, or deny any recovery claim. This review process operates similarly to the buyer and seller protection programs administered by established e-commerce platforms such as Amazon, eBay, and Etsy, in which a neutral party evaluates the available evidence and issues a determination based on the merits of the claim. A determination by MYIDverified does not constitute a legal judgment and does not preclude either party from pursuing independent legal remedies through applicable civil or criminal channels. MYIDverified makes no guarantee of recovery outcome and shall not be held liable for any determination made in good faith following review.
For transactions processed within or exiting the MYIDverified Security & Recovery Layer, the seller acknowledges that withdrawal approval may be conditional upon confirmation from the buyer that the transaction has been verified and satisfactorily completed — a process analogous to the delivery confirmation and buyer satisfaction protocols used by platforms such as Amazon, eBay, and Etsy prior to releasing seller funds. MYIDverified reserves the right — but not the obligation — to contact the buyer prior to releasing withdrawal authorization to the seller. Withdrawals outside of the MYIDverified Security & Recovery Layer are automatically available after 72 hours, but may be expedited if the buyer is contactable and verifies immediate withdrawal approval to the seller.
Nothing in this policy limits or waives the rights of any party to pursue legal remedies through applicable courts, arbitration bodies, or law enforcement agencies. MYIDverified's recovery process is an additional layer of protection and does not replace or supersede any applicable laws or regulations.